freeintelligence.ai · compare

Rent vs. Own:
The Real Cost of AI

You're renting a unicorn — the model, the GPU, the tool. The meter never stops. Here's what it costs, and what it costs to own instead.

Break-even: 2–4 months · then you own it

What you're renting

Every month, the same bills. SaaS seats, API tokens, GPU rental. None of it builds equity.

☁️ Rent

Pay as you go. Forever.
Monthly cost
Claude Pro / ChatGPT Plus$20–$200
OpenAI / Anthropic API$50–$500+
GPU rental (24/7, 3090-class)$130–$220
GPU rental (24/7, H100-class)$650–$1,635
Typical monthly bill $200–$2,000+
5-year cost $12,000–$120,000+
You own at the end? ❌ Nothing

🏗️ Own

Build once. Own forever.
One-time cost
OYASS build (AI worker)$3k–$10k
Used RTX 3090 24GB$700
Open model (OLMo, DeepSeek)$0 · Apache 2.0 / MIT
Electricity (24/7, 3090)$38/mo
First-year cost $4,200–$11,500
5-year cost $5,500–$13,000
You own at the end? ✅ Everything

The rent column assumes 24/7 GPU usage. Most workloads are lighter — but the SaaS and API costs are real every month regardless.

What you could own instead

Three layers, one owned stack. The model, the hardware, and the worker — all yours.

$0
Open model cost
OLMo, DeepSeek, Qwen — Apache 2.0 / MIT
$700
Used RTX 3090
24GB VRAM · runs 27B Q4 models
$3k–$10k
OYASS build
One-time · branded AI worker · yours forever
$38/mo
Electricity
24/7 inference on owned hardware
🫏

OYASS — Own Your AI Software Service

We build you a working AI worker, brand it with your mark, and hand you the keys. You own it — you don't rent it. The model underneath is a commodity. What you'd own is the workflow, the data, and the brand wrapped around it — the part that's actually yours.

Get your 🫏 →

The break-even math

12 months. Four strategies. One clear winner for anyone running 24/7 inference.

Rent
$2,628
Hybrid
$1,260
Own
$844
Butter
$1,524
Rent (24/7 on Salad 3090)
Hybrid (own 3090 + occasional rental)
Own (3090 + electricity)
Butter (Mac Studio amortized)
StrategyUpfrontPer hour12-month costBreak-even vs. rent
☁️ Rent$0$0.20–$0.30$2,628
⚖️ Hybrid$700$0.09 + burst$1,260~5 months
🏗️ Own$700$0.02$8442–4 months
🧈 Butter$7,500$0.01–$0.04$1,5248–14 months

Assumes 24/7 operation on a 3090-class GPU. After break-even, you pay only electricity ($12–$50/mo). The hardware is yours.

See the math. Build your plan.

Three tools to find your exact numbers — pick your GPU, your budget, and your model.

🫏

Ready to own your AI?

The math works. The models are open. The hardware pays for itself. OYASS builds the worker — you own the stack.

Get your 🫏